I like the idea of treating the collection of your judgment as if
it were a game. There is usually so much stress involved in the situation
that led to the law suit to begin with. Then there is the stress of
preparing for court and fighting to win the court’s favorable
decision. When it comes time to collect your money, it can be just
If you remind yourself that usually only about 20%
of judgment owners ever collect the money that is owed on the judgment,
you can give yourself permission to ease up on the pressure that
you have been experiencing through the whole law suit thing. Chances
are with the right information and with the right application of
judgment enforcement tactics, you can be one of the fortunate 20%
and actually collect your judgment. If you end up getting your money,
great for you, you deserve it. If you come up short on collecting,
be patient, things can change. After all, a judgment can be enforced
for several years. In some states a judgment debt can be pursued
for 10 or 20 years. Time is on your side.
I like to think of the collection process as a sort
of game. In my mind it becomes an enjoyable competition between
me and the debtor.
Turning down the temperature on emotions can be
much better on your health, and can also assist in actually finding
success at getting your money. When you aren’t being driven
by stressful emotions, you can normally make more intelligent decisions
about the enforcement strategies you are implementing. The brain
works better when feelings are tempered.
By looking at this process as a game, you can take
pleasure in every little success that you experience in the collection
routine. You can give yourself a pat on the back if you do something
that gets you closer to final and total satisfaction of the debt.
If you employ a collection tactic that gets you some money, or if
you out maneuver the dead beat debtor and squeeze some of funds
out of his assets, you deserve to feel good about it. In fact you
deserve to feel tremendous about it.
In my opinion, just winning a law suit and obtaining
a money judgment is not enough to make me feel like justice has
been served. For me, justice only comes when the judgment debt is
paid. I feel good right now just thinking about it.
There’s no need to feel stressed about how
to collect your judgment. Relax and make it a game that you are
playing. Who knows, maybe you will win the championship!